Saturday, December 16, 2006

Getting Auto Insurance Quotes Online - Keeping Your Rates Affordable

Getting Auto Insurance Quotes Online - Keeping Your Rates AffordableBy Michael Benifez

I am willing to bet you are among the millions of Americans who do not enjoy purchasing insurance, and auto insurance is no exception to the rule.
However, if you own a car and plan on driving it you have no choice, it's against the law to drive an uninsured vehicle. Having auto insurance means you not only must pay costly monthly premiums but, if you ever get in an accident, you also must pay a sometimes hefty deductible as well. According to statistics, the average person is involved in an auto accident of some kind about once every seven years, so there is a good chance this will include you, if it has not already.
While a number of factors influence how much you pay for your auto insurance such as where you live, gender, driving history and credit score, fortunately there are ways you can cut costs. The fact that auto insurance companies are all vying for your business puts you at a great advantage in terms of shopping around for good insurance deals. Competition does wonders when it comes to bringing the price down on just about anything in this country; after all. It's the American way!
Not only can you save money on car insurance, but the whole purchasing process is now simpler than ever before and you can save yourself loads of time and some cash. With a mouse clicks you can comparison shop on the internet and apply online for the best deal, right from the convenience of your home.
So if you suspect you may be paying too much for car insurance or just not sure, get online now and find out. It only takes a few minutes and you stand to save hundreds of dollars a year. Just do a search on your favorite search engine (mine is google) for auto insurance. Within seconds you will have links to sites allowing you to compare rates from different insurance companies. In addition to finding out how much you can save, you will be able to see at a glance what the minimum coverage is, on a state-by-state basis, and learn about any other car insurance information you may need to know.
Recently, my wife showed me that our auto insurance company raised our rates. We went online, did a quick search, found a better deal and applied for it right there online. Keep in mind, if you ever have an accident and your insurance company treats you like you do not exist, raises your premiums or tries to avoid paying you what they should. Check your auto insurance options. You have plenty of choices nowadays and it makes sense to take advantage of those insurance options.
Michael Benifez covers finance topics for www.LifeinPalmCoast.com, discussing the world of mortgage loans, refinancing and insurance in Palm Coast, Florida and Flagler county. His latest article on auto insurance Palm Coast covers auto rate options.
Article Source: http://EzineArticles.com/?expert=Michael_Benifez

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