Texas Auto Insurance Minimum Coverage Requirements

Texas Auto Insurance Minimum Coverage Requirements
The Texas auto insurance minimum coverage requirements were put in place to make sure that all drivers have some protection if they are involved in an accident. What Are The Texas Auto Insurance Minimum Coverage Requirements?
In Texas, drivers are required to have the following insurance coverage in place:
$20,000 in bodily injury coverage to pay for medical expenses incurred by a single individual injured in an accident where you are the at-fault driver
$40,000 in bodily injury coverage for multiple people injured in an accident where you are at fault. $15,000 in property damage coverage to pay for the cost of repairing the other driver's vehicle. This type of insurance will also pay for damage to road signs, mail boxes, fences, and sheds.
Texas Auto Insurance Minimum Coverage Requirements May Not Be Enough
Additional Coverage May Be Necessary
It's a relatively inexpensive way to protect your hard-earned assets if you are responsible for an accident.
As long as you are thinking about insurance anyway, why don't you ask your insurance company to give you a TX car insurance quote for coverage that will pay to repair your vehicle if it is damaged in an accident? If you are still making payments on your car, you may want to look at putting Gap insurance into place along with the Texas auto insurance minimum coverage requirements. This coverage will pay the difference between the Blue Book Value and the amount you owe on the vehicle if it is totaled in an accident.