Monday, August 20, 2007

Why purchase auto insurance coverage?

Why purchase auto insurance coverage?

Auto insurance cannot prevent automobile accidents from happening, but it can help offset some of the financial loss or burden that might result from an accident. Various coverages are designed to protect an insured's investment in the value of owned automobiles, to pay medical expenses when injury occurs, and to cover an insured's legal liability to others who may suffer injury or damages. This does not mean that all possible expenses or losses will be covered.
Limits of insurance apply to insurance coverages, and each insurance policy has exclusions and limitations. Auto insurance is designed to reduce many of the financial losses that could otherwise result from owning or operating an automobile. Without insurance, a person would have to bear the entire cost when accidental injuries or damages occur.
Having auto insurance can also help protect you in case of a non-fault accident. There is coverage designed to protect against uninsured drivers in case of an accident. This coverage is called Uninsured Motorist coverage. This coverage can protect yourself and your passengers as well as your vehicle in case you were to be struck by an uninsured motorist. Like other coverages, there is limitations to this coverage.
Feel free to quote this coverage as well as other auto insurance coverage as it is relatively inexpensive. You may obtain a free online auto insurance quote by simply clicking on the link, or by visiting www.onlineautoinsurance.com.

Posted by onlineautoinsurance

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